Terms & Conditions
Welcome to TijExpress Insurance. These Terms and Conditions govern your use of our website at https://insurance.tijexpress.com and all related insurance services, quotes, applications, and digital interactions provided by TijExpress Insurance. By accessing or using our site, you agree to comply with these terms. If you do not agree, please discontinue use immediately.
1. Acceptance of Terms
By registering an account, requesting a quote, submitting an application, or otherwise using our services, you confirm that you are at least 18 years of age, have the legal capacity to enter into binding agreements, and accept these Terms & Conditions, our Privacy Policy, and our Disclaimer.
2. Services and Eligibility
TijExpress Insurance acts as an insurance intermediary, facilitating access to third-party insurance products. We do not underwrite policies. Eligibility for coverage is determined solely by the issuing insurer and is subject to underwriting criteria, including but not limited to age, residency, health status, and vehicle or property details. Quotes provided are estimates and not binding offers of insurance.
3. Account Registration and Security
When registering an account, you must provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. Notify us immediately at support@insurance.tijexpress.com of any unauthorized access or security breach.
4. Intellectual Property
All content on this site—including text, logos, graphics, software, and design—is the property of TijExpress Insurance or its licensors and is protected by international copyright and trademark laws. You may not reproduce, distribute, modify, or create derivative works without prior written permission.
5. Limitation of Liability
TijExpress Insurance is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the site or reliance on quotes, information, or recommendations. We do not guarantee the accuracy, completeness, or timeliness of third-party insurer data or policy terms. Final coverage, premiums, and conditions are subject to insurer approval.
6. Termination
We reserve the right to suspend or terminate your access to the site or services at our sole discretion, with or without notice, for violations of these terms, fraudulent activity, or other legitimate business reasons.
7. Governing Law and Disputes
These Terms & Conditions are governed by the laws of Indonesia. Any dispute arising from or related to your use of this site shall be resolved exclusively in the competent courts of Jakarta, Indonesia.
8. Amendments
We may update these Terms & Conditions periodically. Changes will be effective upon posting to this page. Your continued use after such posting constitutes acceptance. Last updated: March 15, 2025.
9. Contact and Support
For questions about these Terms & Conditions, please contact our support team at support@insurance.tijexpress.com or visit our Contact Us page. Additional information about our company is available on our About Us page.